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Most business strategies focus on skills like good time management or becoming an effective communicator. According to Tony Robbins, achieving your dreams depends more on your attitudes and emotional resilience than on the skills your acquire.

Mastering the following five emotional hurdles will prove to be one of the best business strategies you can learn. These are issues that most people avoid and therefore remain stuck, but by learning to manage your responses as explained here, you will be on your way to achieving success, wealth and happiness.

Strategy #1. Learn how to handle frustration. Frustration is one of the greatest silent killers of dreams. Frustration is what stops people and turns a positive attitude into a negative one. And a negative attitude wipes out self-discipline. It wipes out the energy to even try, and then it’s all over before you’ve begun. Without enthusiasm and energy, how can you accomplish anything?

Solution?  Seek massive frustration so you will have the opportunity to learn to manage it. Buried on the other side of frustration is success. You can master it by learning to turn frustration into fascination. You can use a series of actions to change how you see frustrating situations. In your mind you can reframe it, or breathe and change your physical state. When you stay frustrated with something or someone it’s YOUR day that gets ruined. Seeing a situation differently sets you free from negative emotion. So when you feel frustration coming-on stop, recognize it, and do something to change it.

Strategy #2. Learn how to handle rejections. Rejection is the second biggest killer of dreams. Overcoming objections and rejections is the only way to get closer to your goal. The more rejections you get, the closer you get to your dream. If you learn to thrive on it, you will get stronger because of it. You will welcome it. If you can handle frustration and rejection there is very little that can stop you at what you choose to do.

Sylvester Stallone and Tina Turner both endured massive rejection and frustration but they refused to give up. It made them stronger. For years they faced rejections, but they never gave up on their dreams. Because of the law of averages, if you keep at it, you will eventually accumulate enough “no’s” to get a “yes.” Learning how to handle rejection will show you opportunity, but only if you never give into the feeling of being unworthy.

Strategy #3. Learn how to handle financial pressure. Money plays a major role in western culture. It amplifies your ability to do more things because you can pay others to do things for you. We think life will be easier when we make more money, but money doesn’t simplify your life. If you learn to handle small amounts you can learn to handle larger amounts. This is a Biblical truth. Having more money only amplifies who you already are.

Money will do weird things if you don’t know how to handle it. It won’t make you free. Knowing how to handle money requires that you learn how to grow your own worth and make your value to people the source of your wealth. Like the story of “The Richest Man in Babylon,” by George S. Clason, which describes the principles that enable you to run your money, instead of your money running you. These principles are:

Take 10% and give it away.

Take 10% and use it to reduce your debt.

Take 10% and use it to invest for the future.

Take 70% and use it to live on.

Even when you don’t have it, giving money away makes your subconscious think, “There is more than enough.” And that will be manifested. Establish the pattern now, and let your worth be what you are capable of giving. If you think you don’t have enough money to do this, then you don’t have enough money not to!!

Strategy #4. Learn how to manage complacency — the comfort zone. It makes us feel satisfied, but not for long. We will only be satisfied by what we become, not by what we have. We tend to judge ourselves by our peers, but it’s best to learn to judge yourself by your goals, not by your peers.

Your goals are based on your values not on your peers. Who you associate with will impact your values and that can produce a negative effect. Be careful that those you consider your friends don’t “poison” your thinking with wrong attitudes. Conversely, you can always be in a position to grow by surrounding yourself with accomplished people.

Strategy #5. Always give much more than you expect to receive.  Always provide something you can give that makes it feel like a privilege to be a part of what you do — where you love what you do so much that it’s not a task. Share the joy that you have in achieving your dreams and help others to change their lives. Then you get to become truly wealthy.

For this update, retail store financing can come in the form of financing/leasing and businesses seeking working capital in the form of a cash merchant advance and/or merchant cash loan.
Todays financing market is very illiquid in offering retail businesses leasing/financing. Most lender portfolios are better off served in different industries from a risk/reward factor. However, there are niche lenders out there that will entertain retail store financing but usually require the applicant to have at least a minimum of one to two years time in business. Most startups don’t have a chance unless their personal credit score are over 700 and are willing to pledge additional collateral to the deal with additional clear and free assets. The lenders that finance retail store financing will properly offer up to $50,000 application only and over that amount full financial and tax disclosure would be required… Approved leases can run between 24-60 months with various buyout clauses…
The following is the type of retail stores under consideration:
Book stores, sporting goods stores, clothing stores, pizza shops, men and womens Apparel stores, discount stores, pharmacies and drug stores, fast food restaurants, music stores, video stores, franchise restaurants, mail centers, pet grooming stores, dry cleaners, tanning salons, etc
The most unique part of this article is the merchant cash advance/loan programs. Most people aren’t even aware of these programs….
The initial question a lot of people are asking is what is a merchant cash advance? An established business in existence for one year or more with visa and mastercard sales can qualfiy for a loan or a merchant cash advance on their past activity up to $150,000 from a financial institution and $750,000 or more per location from a true merchant cash advance company. The monthly average of their visa and mastercard sales x 1.5 will be a qualifying amount that the lender will fund up to. Some cash merchant advance companies will fund up to $750,000 per location.
This is a great way for a business to obtain working capital. Most conventional lenders shy away from the retail industry.
These cash merchant advances/loans are great for businesses that have seasonal cash flow needs, that aren’t capitalized properly and need more time to achieve their sales base, have credit issues that can’t be overcome at the bank, businesses that need instant cash now, and obviously many other factors tailored to specific businesses.
These lenders aren’t FICO driven and are interested in you past Visa/ Mastercard Sales for the previous six months. Usually the company’s bank statements, the merchant processing statements and a signed application are required to commence the lending process. Once the lender has received these requirements, a decision can be made fairly quickly, usually within 24-48 hours. Beyond an acceptance, the money is usually funded within seven business days.
The next obvious question, is how does the customer repay back the loan or cash merchant advance? It is from the future card sales, a small portion is paid back each day to pay back the lender. This is important because there are no balloon payments or monthly payments to consider. The lender calculates a small repayment per day that can last up to one year.
Other programs that we have come across don’t use Visa/Mastercard as the total measuring stick for the qualified loan amount. They use the total annual gross sales and apply a percentage against it. The beauty of this program is also they don’t require you to change your processor. Minimum Credit scores start at 550 and this loan can be funded up to $500,000. Tax and Financial statement requirements are needed for funds requested over $125,000. This program also applies to retail stores so this can be real bonanza if you are having trouble raising capital at your local bank…
Finding available capital whether through leasing and working capital can be very difficult in todays times. The cash merchant advances/loans can offer the seasoned business an unique opportunity to acquire funds without all the red tape conventional banks require..
Happy hunting for your financing…..

When it comes down to it in today’s world not many people want to go out there not knowing exactly what the process encompasses when they are trying to buy themselves a car either for their own personal luxury or for them to get from place to place with.  You really need to make sure that you have all the knowledge that goes with buying a car already in your head or else you risk ending up having to spend a lot more money then you should be in the first place.  In order for you to make sure that you are going to get the best possible deal on a Guaranteed Auto Loan you are going to want to make sure that you get car finance before you ever walk into a car dealerships car lot.

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A Car Finance Loans is simply a way for you to go about paying for the car that you are looking to purchase.  You are going to take out a car loan from a financial lending company and bring it to the car dealership with you.  The reason for going about doing this is because the moment that you bring your own Used Car Finance to a car dealership you are then considered what is known as any cash buyer in that you can buy the car pretty much out right from them just as if you are paying for it in cash in the first place.  You can then you should car finance in order to either buy the car that you want from them or you can also use it to lease a car through them.

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 If you happen to have gone through the process of buying a car in your past then you more than likely know how a car salesman is going to work with you.  The first thing that they would go about doing is checking your credit score through their third party financing company before they ever begin to negotiate on a fair price for the car that you are looking to purchase a car finance with you.  The moment they go about doing this they are going to then offer you a supposedly special finance deals in any attempt to make you buy the car and finance it through their own third party financing car finance solutions.  This is something that you are going to want to avoid like the plague and is going to end up making you pay a lot more money down the line in the future on the car that you desire simply because you did not take the time and energy to do all the research that is required before getting yourself a car finance that you need.

INCREASE IN EMPLOYEES SALARIES CANNOT GUARANTEE MAXIMUM PRODUCTIVITY

Any organization that wants to retain and achieve maximum productivity, from its employees may need to impress them in term of ownership which will make them have a sense of belonging.

“Every body really wants to own a piece of something, if you give them ownership interest in the establishment, that will enhance their involvement, and this will also translate into higher productivity.  It may not translate immediately to money, but the fact that he feels he part of t he business, will make him have a sense of fulfillment”.

Employers must consistently strive to provide a healthy, safe and attractive work environment with incentives such as good insurance polices vacation and rewarding retirement plans for their employees, rather than enticing them with big salaries with little long time reward.

Rather than inducing staff with increases in salaries, organizations that want genuine motivation, need to look at the job to find out if it really provides the potentials for on the job growth and to find out if the workers assigned to do the job derive some levels of recognition while carryout their various duties.

Recognizing good performance any time with just ‘I thank you’ can be enough to get the motivational engine working. Acknowledging excellent work every time it appears will also help to push employees to want to do more.

Salary increase motivate employee when it comes to performance.

“When you increase someone’s salary he appreciates it, but it does not impact productivity. If you want a better performance from you employee, the first way to achieve that is to get them trained”.

Conclusively, motivation is not entirely a function of salary increase, employers should be concerned about how to make employees happy on the job they do. To make them happy, employers must create a line of work schedule that spells out modalities for promotions from one level to another.

Every employer must strive to create a level playing ground for their employees. Any organization where workers perceive that some group of workers are favored more than others, no matter what they earn, they are bound to be demotivated.

Omanani patsokari